January 2015 - No More Debt

Misconceptions about Debt Review and Guidance Regarding the Process

Many consumers mistake debt review as a payment holiday and then land in deep financial trouble because of such. What you should NOT do while under debt review or in the process of application: […]

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Answers on Your Questions About Debt Counselling

We answer some of the frequently asked questions about debt counselling in South Africa because we want you to make an informed decision regarding your financial wellbeing and the protection of your assets.

What is debt counselling?

Although the phrase “debt counselling” is often used interchangeably with “debt review”, it is more comprehensive and includes debt review […]

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Debt Counsellors Answer Questions

Debt counsellors act as financial guidance counsellors, negotiators, facilitators and overseeing parties to the debt review process. They must meet specific requirements and also be registered with the National Credit Regulator to perform their duties. As such, you are in good hands and can trust that they have the required expertise to assist you.  Some of the frequently asked questions about debt review and counsellors are briefly answered below. […]

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Useful Debt Management Tips for South African Consumers

Most South Africans have debt, whether in the form of credit cards, mortgages, store cards, vehicle finance or overdraft facilities and personal loans. The high living costs, combined with the constant pressure to perform and, of course, media persuasion that some items are essential, lead to debt. Debt management, however, is an important part of living in a world where credit is easily extended and even promoted. […]

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